financial responsibility

Your true wealth and value comes from within

September 27, 2016

There were millions upon millions of glittering lights shattering the night, tall neon-lit buildings reaching up to the sky, black limousines, bright red Ferraris and […]

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Back to school shopping: It’s OK to say “No” to your kids

August 11, 2016

I’m not trying to scare you, but if you really want to know how much your children are costing you each year, you can go to […]

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3 Tips for encouraging your child’s communication, productivity, and financial literacy skills

March 30, 2016

Parents hope their kids will develop into productive, confident adults. There are very specific strategies that increase the odds of making that hope a reality. […]

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How to put your kids (or grandkids) on the fast track to success

February 19, 2016

Working with adults (as well as children and teens) for many years I have noticed that there are just a few primary struggles that most […]

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11 Timeless lessons to teach your kids about money

March 4, 2015

Now that I have children of my own, I reflect more frequently on the importance of money and the lessons I’ve learned the hard way. […]

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Generational or personal? – Attitudes about how you spend money

January 30, 2015

The wise use of money is the only advantage to having it.   ~Ben Franklin In an earlier time, under the influence of the traditional Christian […]

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3 Tips for attending college on the cheap

August 29, 2014

The title of my local newspaper’s editorial is ominous: “Student loan debt casts long shadow.” It presents the latest report released by the Campaign for […]

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American Banking in the Twenty-First Century

March 14, 2014

Over the past decade or so, banking officials made a fascinating discovery. They found their customers to be an untapped source of bounty, with depositors […]

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